Share of median household income Maryland drivers spent on auto insurance (2021) — 31st highest of 51, below the national middle.
Source: III / NAIC — Auto insurance expenditures as a % of income, 2021 →Insurance handled by
someone squared away.
Patrick Donoho runs a GEICO Local Office on Rockville Pike — 17+ years, one office, a real name on the door. Auto, home, renters, motorcycle, condo, and boat coverage for Montgomery County and the wider DMV: Maryland, DC, Virginia, Delaware, West Virginia, and Pennsylvania.

A local agent who does the homework.
Patrick Donoho has spent 17-plus years in insurance, and the job has always come down to the same thing: sitting down with people in Montgomery County and figuring out what coverage actually fits their life. Not a script, not a quota — a straight conversation with the agent whose name is on the office door on Rockville Pike.
As a GEICO agent running PRD Insurance Group, Inc., Patrick is a licensed Property, Casualty, and Life producer serving households across Maryland, DC, Virginia, Delaware, West Virginia, and Pennsylvania. The office has been recognized as GEICO's Exclusive Agency of the Month for March 2025 and, per the agency, a Most Valuable Partner in 2023, 2024, and 2025 — the kind of steady results that come from actually knowing your clients.
That service-first streak shows up outside the office, too. Patrick's office backs Luke's Wings, the Maryland State Trooper Association, and the Montgomery County Firefighters Association — the people who answer the call locally. And with English and Spanish both spoken at the desk, more of the DMV can get a plain-language answer.
17+ Years in Insurance
GEICO Exclusive Agency of the Month for March 2025, and Region 1 Top MOAT & Auto New Business Sales back in 2020 — a track record built one policy at a time.
Property, Casualty & Life Licensed
A licensed producer across Maryland, DC, Virginia, Delaware, West Virginia, and Pennsylvania — six jurisdictions, one office to call.
A Local Office, a Real Name
PRD Insurance Group, Inc. on Rockville Pike — independently owned and operated, not an anonymous 1-800 call center.
Every line, under one local roof.
One office, one agent, the lines DMV households actually need — with umbrella coverage available on top for higher-value homes. Auto and motorcycle are written through GEICO; home, renters, condo, boat, and umbrella are offered through the GEICO Insurance Agency and its affiliated insurers, subject to eligibility.
Auto Insurance
The office is on Rockville Pike, minutes from I-270 and the Capital Beltway — the corridors that swallow the Montgomery County commute. Coverage built around how the DMV actually drives.
Homeowners Insurance
From Rockville and Potomac to Silver Spring and Gaithersburg, single-family homes are the backbone of the county. Protection for the roof, the systems, and everything under it.
Renters Insurance
Rockville Town Center, Twinbrook, and the apartments around Montgomery College mean a lot of the county rents. Affordable coverage for your belongings — first lease or fifth.
Condo Insurance
Metro-adjacent condos in Rockville, Bethesda, and North Bethesda come with an association master policy that stops at the walls. Coverage that picks up where the HOA leaves off.
Motorcycle Insurance
From Beach Drive through Rock Creek to weekend runs out toward the Blue Ridge, riders are all over the region. Coverage built for two wheels, licensed across the DMV.
Boat Insurance
The Chesapeake Bay is barely an hour east, and plenty of Montgomery County garages keep a hull ready for it. If there's a boat in yours, it belongs on the policy sheet.
Homes in FEMA-designated high-risk flood zones have at least a 1-in-4 chance of flooding during a typical 30-year mortgage — worth knowing if you're near Rock Creek or the Potomac. Source: FEMA Flood Maps
The Maryland numbers, no improvisation.
No invented five-star quotes here — just public premium figures from the National Association of Insurance Commissioners, each one linked so you can check the source yourself.
Maryland average homeowners (HO-3) premium (2022) — below the countrywide average of $1,569.
Source: III / NAIC — Homeowners & renters premiums by state, 2022 →Maryland average renters (HO-4) premium (2022) — below the countrywide average of $171.
Source: III / NAIC — Homeowners & renters premiums by state, 2022 →These figures are statewide averages published for general education only. They are not an estimate, an offer, or a promise of any premium — your rate depends on your details. Call Patrick for a real quote, or compare sample rates yourself with the Maryland Insurance Administration's auto rate-comparison guide.
Part of the DMV, not just selling to it.
Seventeen years in one region builds real ties. Here's where Patrick's office actually shows up — not marketing copy, just the chambers, charities, and first-responder groups it stands behind.
Rockville Chamber of Commerce
A member of the Rockville Chamber of Commerce, plugged into the businesses that make up the office's home turf.
Greater Silver Spring Chamber of Commerce
Also a member of the Greater Silver Spring Chamber of Commerce — the other end of the county's business corridor.
Luke's Wings
Supports Luke's Wings, which helps wounded, injured, and ill service members reunite with family during recovery.
Hearts for Homes
Backs Hearts for Homes, a local effort focused on housing and helping neighbors keep a roof overhead.
Maryland State Trooper Association
Stands with the Maryland State Trooper Association — the men and women who patrol the roads this office insures.
Montgomery County Firefighters Association
Supports the Montgomery County Firefighters Association, the crews who answer the call across the county.
Visit or Call the Office
Office Hours
Let's talk coverage — no call center required.
Get a free quote from Patrick Donoho's GEICO Local Office, or call the office on Rockville Pike directly. Same local agent, every time.